One event, a lot riding on it. Event insurance protects the money you've put down and covers you if something goes wrong on the day — from a guest injury to a cancellation you never saw coming. Pick only the coverages you want and apply online in minutes.
Every event is different, so you choose what to protect. Below is a plain-language look at each coverage and what it's for — enough to decide what makes sense for your day.
Add any combination. You'll set your limits and deductible when you apply.
If a guest is injured or property is damaged during your event, this covers your legal responsibility. It includes host liquor liability when alcohol is served, plus medical payments. Many venues require it before they'll let you book.
Reimburses the non-refundable money you've already committed if you have to cancel or postpone for a covered reason — think severe weather, illness, or a key vendor falling through.
Covers the gifts brought to your celebration against loss, theft, or damage.
Scheduled protection for engagement rings, watches, and fine jewelry worn for the occasion. List each piece and the amount you'd like covered when you apply.
If a vendor you've already paid goes out of business before your event, this helps you recover deposits you otherwise couldn't get back.
Helps cover the cost of re-staging photos or video if your professional doesn't show, or the images are lost or damaged before you ever receive them.
If a covered cancellation takes an emotional toll, this helps with the cost of professional counseling afterward.
Protects the gown, tuxedos, and other special attire bought or rented for the event against loss or damage.
Pick your event type and the coverages you want, and enter your details. Under two minutes.
Sign online and your completed application generates as a PDF you email straight to us.
We review it and send your quote options back within one business day — about a 24-hour turnaround.
Build your application in under two minutes and we'll take it from there.
Start your application