Commercial Insurance Classes
Specialized coverage for unique business risks and hard-to-place commercial classes
Bar & Tavern Insurance with Liquor Liability
Comprehensive coverage for bars, taverns, and restaurants with alcohol service. Includes liquor liability, assault & battery protection, and Berkshire Hathaway backing with simplified policy format.
Beauty Salon & Wellness Spa Insurance
Specialized insurance for beauty salons, spas, and wellness centers with mandatory safety requirements and risk management expertise. Coverage for all beauty and wellness services.
Cannabis Dispensary & Marijuana Business Insurance
Specialized insurance for cannabis businesses in legal states with up to $5M combined limits, comprehensive product liability coverage, and proprietary cannabis-specific policy modifications.
Church & Religious Organization Insurance
Specialized nonprofit insurance for churches and religious organizations with up to $2M/$4M general liability, $1M abuse coverage, and comprehensive management liability protection starting at $500.
Contractor Insurance & General Liability
Get comprehensive general liability coverage designed for contractors and tradespeople. A++ rated backing with Products/Completed Operations included and instant online quotes.
Convenience Store & Retail Insurance
Comprehensive Business Owner Policy coverage for convenience stores and retail operations with Berkshire Hathaway backing, digital platform efficiency, and broad retail appetite across 28 states.
E-Commerce Business Insurance
Specialized insurance for online marketplace sellers, dropshippers, and e-commerce businesses. Built-in marketplace compliance with no product sourcing restrictions starting at $300.
Fitness Professional & Gym Insurance
Specialized liability coverage for fitness professionals, personal trainers, and gym owners with industry-specific enhancements and fast digital quotes nationwide.
Food Truck Insurance & Mobile Food Service
Specialized coverage for food trucks and mobile food operations with food spoilage protection, equipment breakdown coverage, and Berkshire Hathaway backing for mobile businesses.
HOA & Community Association Insurance
Specialized nonprofit insurance for homeowners associations and community organizations with Directors & Officers coverage, management liability solutions, and A- rated nationwide protection.
Home-Based Business Insurance
Protect your work-from-home business with specialized coverage for 150+ business classifications. MLM expertise, freelancer protection, and off-premises coverage included.
Hotel & Motel Insurance Coverage
Comprehensive hospitality insurance with Property of Others coverage for guest belongings, assault & battery protection, and enhanced property protection.
Products Liability & Manufacturing Insurance
Comprehensive products liability coverage for manufacturers, distributors, and importers with ISO Commercial General Liability, defense outside limits, and broad industry appetite nationwide.
Professional Services & Consultants Insurance
Protect your consulting business with comprehensive E&O and professional liability coverage. Get instant quotes and see your potential savings - completely online, on your schedule.
Restaurant Insurance & Food Service Coverage
Comprehensive protection for restaurants and food service businesses including general liability up to $2M/$4M, liquor liability up to $1M, and property coverage up to $5M TIV.
Roofing Contractor Insurance & Liability
Specialized liability coverage for roofing contractors with Products/Completed Operations included. Get instant quotes and see your potential savings - completely online, on your schedule.
Solar Energy Contractor Insurance
Specialized coverage for solar energy contractors and renewable energy installers with Products/Completed Operations protection, PHLY A++ backing, and emerging trade expertise across 42 states.
Special Event Insurance & Wedding Coverage
Comprehensive event protection for weddings, festivals, conferences, and special occasions. Fast coverage starting at just $65 - even for last-minute events.
Tattoo Shop & Body Art Insurance
Specialized E&S coverage for tattoo parlors and body art businesses with up to $7MM general liability limits, flexible underwriting for unique exposures, and competitive rates starting at $350.
Tobacco & Vape Shop Insurance
Specialized coverage for tobacco shops, vape stores, and smoke shops. Expert protection for high-risk businesses with experienced carriers who understand your unique challenges.
Vacant Building Insurance
Protection for unoccupied commercial properties and investment real estate during vacancy periods.