Marketplace Compliance
Built-in compliance for Amazon, Etsy, Wayfair, and other marketplaces with Blanket Additional Insured and Primary & Non-Contributory language included.
No Product Restrictions
Sell products from any source including private label, white label, reselling, and dropshipping with no sourcing restrictions or product liability exclusions.
24/7 Online Binding
Quote, purchase, and get your certificate of insurance online instantly - anytime, day or night. No waiting for business hours or callbacks.
Fee-Free Payments
Flexible monthly payment options with no additional fees. Perfect for seasonal businesses and cash flow management without hidden costs.
Why E-Commerce Needs Specialized Coverage
Generic business insurance often excludes online selling and doesn't meet marketplace requirements, leaving e-commerce businesses exposed and non-compliant.
Standard Business Insurance
- No marketplace compliance features
- Product sourcing restrictions
- Online selling exclusions
- No Additional Insured endorsements
- Higher premiums for online risks
- Limited coverage for virtual businesses
Our E-Commerce Coverage
- Marketplace requirements met automatically
- No product sourcing restrictions
- Online selling fully covered
- Blanket Additional Insured included
- Competitive $300+ starting premiums
- No brick-and-mortar requirement
E-Commerce Business Insurance Complete Guide
What is E-Commerce Business Insurance?
E-commerce business insurance provides specialized general liability coverage for online sellers, marketplace vendors, and digital businesses. It includes marketplace compliance features and covers the unique risks of selling products online.
Why Do Online Sellers Need Specialized Coverage?
- Marketplace Requirements: Amazon, Etsy, and other platforms require specific insurance language and endorsements
- Product Liability: Selling products creates liability exposure even if you don't manufacture them
- Business Operations: Online businesses face unique risks that traditional policies may exclude
- Additional Insured: Marketplaces often require to be named as additional insureds on your policy
Who Needs E-Commerce Insurance?
- Online Marketplace Sellers: Amazon, Etsy, eBay, Wayfair, Facebook Marketplace vendors
- Dropshippers: Businesses selling products shipped directly from suppliers
- Private Label Sellers: Companies selling products under their own brand
- Resellers: Businesses buying and reselling products online
- Home-Based E-Commerce: Online businesses operated from residential locations
- Digital-Only Businesses: Companies without physical retail locations
Key Coverage Features
Our e-commerce coverage includes General Liability with marketplace compliance built-in, Blanket Additional Insured endorsements, Waiver of Subrogation, and Primary & Non-Contributory language. No product sourcing restrictions means you can sell private label, white label, or dropship products without coverage gaps.
Marketplace Compliance Made Simple
Our policies automatically meet the insurance requirements for major marketplaces including Amazon, Etsy, Wayfair, and others. With 24/7 online quoting and binding, you can get your certificate of insurance instantly to meet marketplace deadlines and maintain selling privileges.
Affordable Starting Premiums
Coverage starts at just $300 annually with fee-free monthly payment options. This makes professional coverage accessible for new and growing e-commerce businesses without the high upfront costs of traditional business insurance.