Specialized Roofing Coverage
Purpose-built insurance for roofing contractors with Products/Completed Operations included, covering both commercial and residential work with A++ carrier backing.
Digital Platform Speed
Quote, compare, and apply online in minutes. Even new contractors can get coverage quickly through our streamlined digital platform.
Higher Coverage Limits
$100K to $1M occurrence limits with specialized terms for roofing work. Coverage available in 42 states for both residential and commercial contractors.
Why Choose Specialized Roofing Insurance?
Traditional general liability may not adequately cover roofing-specific risks and completed operations exposures.
Traditional General Liability
- Generic coverage not specialized for roofing
- May exclude completed operations
- Higher premiums for roofing work
- Limited understanding of roofing risks
- Restrictive policy terms
- Slower claims processing
Our Specialized Roofing Coverage
- Purpose-built for roofing contractors
- Products/Completed Ops included
- Competitive rates with higher retention
- A++ rated carrier backing (PHLY)
- Accepts new contractors
- 42 state coverage availability
- Digital platform efficiency
Roofing Contractor Insurance Complete Guide
What is Roofing Contractor Insurance?
Roofing contractor insurance is specialized liability coverage designed specifically for the unique risks faced by roofing professionals. Unlike general liability, it includes critical coverage for completed operations and products liability.
Why Do Roofing Contractors Need Specialized Coverage?
- Products/Completed Operations: Critical for covering issues that arise after roofing work is completed
- Higher Risk Profile: Roofing work involves significant height and weather exposure risks
- Property Damage Exposure: Potential for significant damage to customer property during installation
- Contractual Requirements: Many clients require specific coverage levels and terms
Who Should Consider Our Specialized Coverage?
- Commercial roofing contractors
- Residential roofing companies
- Siding contractors
- New contractors seeking coverage
- Established roofers looking for better rates
- Contractors working in multiple states
Coverage Benefits & Limits
- Occurrence Limits: $100K to $1M available
- Geographic Coverage: Available in 42 states
- Carrier Strength: A++ rated PHLY backing
- Self-Insured Retention: $2K SIR (higher due to risk profile)
- Digital Processing: Fast online quotes and applications
How Much Can You Save?
Our specialized roofing platform typically saves contractors 20-40% compared to traditional general liability policies, while providing superior coverage specifically designed for roofing operations.