Insure Your Collectibles - Protection Beyond Homeowners Insurance | CoverMyNiche

Insure Your Collectibles

Protection Above and Beyond Traditional Homeowners Insurance

Your collection is more than a financial investment – it's an emotional one. We understand that each collection is unique and worth far more to its owner than money alone. Get specialized coverage designed specifically for collectors since 1966.

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Why Specialized Collectibles Insurance?

Get the protection your collection deserves with coverage designed specifically for collectors

Nationwide Coverage – Your collection is protected anywhere in the United States
Superior Protection – Coverage up to $5 million (higher limits available)
Lower Rates – Usually more affordable than adding items to your homeowners policy
Easy Payments – Convenient online payment options available
Expert Support – Knowledgeable customer service team ready to help
Fast Claims Service – Handled by experienced specialists who understand collectibles
Flexible Terms – 12-month policies for collectors, 6 or 12-month options for dealers
Founded by Collectors – We understand your passion because we share it
Please Note: A schedule is required for individual items or sets valued at $25,000 or more.

What We Insure: From A to Z

If you can collect it, we can help insure it. We've been protecting collections of all kinds for more than 50 years.

Guns & Knives
Wine Collections
Sneakers
Zippo Lighters
Coins (except Gold & Platinum)
Art & Fine Art
Comic Books
Sports Cards
Musical Instruments
Pokemon Cards
Video Games
Stamps
Dolls & Toys
Pez Dispensers
Records & CDs
Glass & Pottery
Movie Props
Native American
Vintage Clothing
Books & Manuscripts
Militaria
Furniture
Advertising Collectibles
Antique Radios
Antique Dealers

Don't see your collection listed? Contact us for more information

Comprehensive Coverage

Protection for what matters most to you

Fire

Full protection against fire damage to your collection

Theft & Burglary

Coverage for stolen collectibles at home and away

Accidental Breakage

Protection for accidental damage to fragile items

Flood Protection

Coverage available (except in Zones A & V)

Loss in Mail

Protection during shipping and transit

Natural Disasters

Coverage for storms and natural events

Travel Coverage

Transit protection for items temporarily away from home

Exhibition Coverage

Protection at shows and displays, including travel

Why Choose Specialized Collectibles Coverage

More Affordable Rates

Typically lower than scheduling items under a homeowners policy. Save money while getting better coverage specifically designed for collectibles.

Less Paperwork

No schedule or appraisal required for most items. Exception: individual items or sets valued over $25,000 must be scheduled.

Proven & Trusted

Protecting collections since 1966 with coverage provided by an "A" (Excellent) rated carrier by AM Best.

$0 Deductible Option

Collector policies can start with $0 deductible. Coverage for losses in excess of $50. Dealer policies have a $200 deductible.

Grows With Your Collection

Your policy can be adjusted to include additions. Optional 1% automatic monthly increase for new acquisitions and appreciation (up to $1 million).

Storage Facility Coverage

Optional coverage available for collectibles kept in public storage facilities for an additional premium.

Dealer Insurance Available

Special policies for dealers to protect inventory and clients' collections in their care. 6 or 12-month terms available.

Collector-Focused Service

Founded by collectors, for collectors. We understand the emotional value of collections and provide service from the collector's point of view.

Why Collectors Trust Us

Since 1966
58+ Years of Experience
A-Rated Carrier
AM Best "Excellent" Rating
Collector Founded
By Collectors, For Collectors
Up to $5M Coverage
Higher Limits Available

Ready to Protect Your Collection?

Get a personalized quote for your collectibles insurance today. Our expert team is standing by to answer your questions and help protect what you love.

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