General Contractor & Remodeler Insurance

Admitted general liability for contractors and remodelers. Quote online in minutes, bind instantly, get your certificate today. 20+ trades covered.

Instant Online Quotes Premiums from $500 100% Subs Accepted A-Rated Carrier
Trades We Cover Coverage & Limits Eligibility

Contractor Trades We Cover

From remodelers to electricians, we cover 20+ contractor classifications with instant online quotes.

Remodelers

HVAC

Electricians

Handyperson

Carpenters

Plumbers

Painters

Drywall

Flooring

Fence & Deck

Siding

Masonry

Tile Installation

Door & Window

Janitorial

Window Cleaning

Carpet Cleaning

Lawn Care

Why Contractors Choose Us

Fast quotes, flexible options, and coverage designed for how contractors actually work.

Instant Online Quotes

No underwriting holds. Quote and bind 24/7/365. Get your certificate of insurance the same day.

100% Subs Accepted

Owner/operator, employees, or subs - we support how you want to grow your business.

Cross-State Work

Work across state lines? No problem. Multi-ISO rating handles commercial and residential mix.

Fee-Free Financing

Pay annually or monthly with no finance fees. Direct bill options built right in.

New Ventures Welcome

Just starting out? We accept new ventures. Quotes valid for 60 days while you get set up.

A-Rated Carrier

Backed by Markel with A.M. Best A Excellent rating. Admitted coverage you can trust.

Coverage & Limits

Comprehensive protection with coverages contractors actually need - including E&O and pollution.

General Liability

  • Each Occurrence - $1,000,000
  • General Aggregate - $2,000,000
  • Products/Completed Ops - $2,000,000
  • Personal & Advertising - $1,000,000
  • Tenant's Legal Liability - $100,000
  • Medical Payments - $5,000

Errors & Omissions

  • Per Occurrence - $25,000
  • Aggregate - $50,000
  • Professional Negligence - Covered
  • Workmanship Errors - Covered

Additional Coverages

  • Limited Pollution Liability - $10,000
  • Unmanned Aircraft (Drone) - $100,000
  • CG 20 37 Completed Ops - $100 Add-On

Included at No Extra Charge

Blanket Additional Insured
Waiver of Subrogation
Primary & Non-Contributory

Eligibility Requirements

See if your contracting business qualifies for instant online quotes.

What We Accept

  • Revenue up to $15,000,000
  • Payroll up to $15,000,000
  • Up to 20 employees
  • Up to 100% subcontractors
  • New ventures / startups
  • Commercial & residential work
  • Cross-state operations
  • Owner/operator only
  • Interior & exterior work

Outside Our Appetite

  • Roofing contractors
  • Foundation work
  • New construction
  • Work above 3 stories
  • Industrial work
  • Hospital work
  • Snow/ice removal services
  • Excavation work
  • Exterior work in NYC boroughs
  • Bankruptcies in last 5 years
  • Claims in last 5 years

Get Your Contractor Insurance Quote

Instant quotes, same-day certificates, fee-free financing. Premiums starting at just $500.