Massive Savings
Convert from FEGLI group coverage to individual life insurance and save thousands per year while maintaining or increasing your coverage.
24/7 Online Platform
Quote, compare, and apply online anytime - even at 2am. No waiting for agent callbacks or office hours.
You're in Control
Complete the entire process on your timeline. No pressure, no pushy sales calls - just better coverage at lower rates.
Why Convert from FEGLI?
FEGLI is the largest group life insurance policy in America, but it may not be your most cost-effective option.
Your Current FEGLI
- Premiums increase with age
- Limited coverage amounts
- No cash value accumulation
- Group rates (not personalized)
- Coverage ends when you retire
Individual Life Insurance
- Level premiums (never increase)
- Higher coverage amounts available
- Potential cash value growth
- Rates based on your health
- Coverage continues into retirement
- Save up to 85% annually
Federal Employee Life Insurance Guide
What is FEGLI?
Federal Employees' Group Life Insurance (FEGLI) is a group term life insurance program available to most federal employees. It's the largest group life insurance program in the world, covering over 4 million federal employees and retirees.
Why Consider Converting to Individual Coverage?
- Cost Savings: Individual policies can be up to 85% less expensive than FEGLI
- Level Premiums: Your rates stay the same for life, unlike FEGLI which increases with age
- More Coverage Options: Higher death benefits and additional riders available
- Cash Value: Permanent life insurance options can build cash value over time
- Retirement Security: Coverage continues after retirement without age-based increases
Who Should Consider Converting?
- Federal employees currently enrolled in FEGLI
- Employees approaching retirement who want continued coverage
- Those in good health who can qualify for better rates
- Federal workers wanting level premiums instead of increasing costs
- Anyone looking to maximize their life insurance value
How Much Can You Save?
Our quote engine will show you the exact financial benefit in one simple proposal. Many federal employees save $2,000-$6,000 per year by converting to individual coverage.