Fitness Industry Expertise
Deep specialization in fitness and wellness with industry-leading NPS scores and A- rating. Coverage designed specifically for fitness professionals.
Comprehensive Protection
General liability with fitness industry-specific enhancements covering personal training, group classes, equipment use, and professional instruction risks.
Fast Digital Quotes
Get quotes in minutes through our streamlined digital platform designed specifically for fitness professionals and studio owners.
Nationwide Coverage
Available across all 50 states with consistent coverage standards and competitive rates for all types of fitness professionals and facilities.
Why Fitness Pros Need Specialized Coverage
General liability insurance often excludes fitness activities and lacks the specific protections that fitness professionals and gym owners need for their unique risks.
Basic General Liability
- Fitness activity exclusions
- No professional instruction coverage
- Limited equipment liability
- No industry expertise
- Slow claims processing
- Generic policy terms
Our Fitness Professional Coverage
- Fitness activities fully covered
- Professional instruction protection
- Equipment liability included
- Industry-leading expertise
- Fast digital claims process
- Fitness-specific enhancements
Fitness Professional Insurance Complete Guide
What is Fitness Professional Insurance?
Fitness professional insurance provides specialized general liability coverage for fitness instructors, personal trainers, gym owners, and studio operators with industry-specific enhancements that address the unique risks of fitness and wellness businesses.
Why Do Fitness Professionals Need Specialized Coverage?
- Physical Activity Risks: Injuries can occur during training sessions, group classes, or equipment use
- Professional Instruction: Liability for improper instruction, program design, or fitness advice
- Equipment Liability: Coverage for injuries related to gym equipment, weights, or fitness machines
- Facility Risks: Slip and fall accidents, facility-related injuries, and premises liability
- Client Expectations: Many clients and facilities require proof of liability insurance
Who Needs Fitness Professional Insurance?
- Personal Trainers: Independent trainers working at gyms, homes, or outdoor locations
- Fitness Studios: Aerobics, barre, spin, yoga, and pilates studios
- Martial Arts Studios: Karate, jiu-jitsu, boxing, and martial arts instruction
- Group Fitness Instructors: Class instructors and coaches for various fitness programs
- Gym Owners: Fitness facility owners and operators
- Wellness Coaches: Health and wellness professionals providing fitness guidance
Coverage Features and Benefits
Our fitness professional coverage includes General Liability with industry-specific modifications, professional instruction protection, equipment liability coverage, and premises liability. The policy is backed by strong reinsurance with an A- rating and industry-leading customer satisfaction scores.
Fast Digital Platform
Get quotes in minutes through our streamlined digital platform designed specifically for fitness professionals. Our technology understands the unique needs of the fitness industry and provides instant quotes with competitive rates nationwide.
Industry Expertise
With deep expertise in the fitness and wellness industry, we understand the specific risks and coverage needs of fitness professionals. Our specialized approach ensures comprehensive protection tailored to your fitness business operations.