Higher Coverage Limits
Dwelling coverage up to $4,000,000 and contents up to $500,000 - far exceeding NFIP's $250,000 and $100,000 limits.
Bind in Minutes
Our platform is the fastest in the U.S. Just enter the property address and bind in two minutes. No elevation certificate required.
Additional Protections
Optional coverages for temporary living expenses, replacement cost on contents, basement contents, pool repair, and more.
Commercial Coverage
Building coverage up to $4M with business interruption insurance - up to $500/day for 50 days after a flood event.
Faster Waiting Period
Only 10-day waiting period versus NFIP's 30 days. No wait at all on real estate closings.
No Complex Documents
No elevation certificates, photos, or replacement cost documents needed - saving you time and hassle.
Why Enhanced Flood Insurance?
Floods are the #1 natural disaster in the U.S. Our enhanced coverage provides superior protection beyond what NFIP offers.
NFIP Coverage
- Dwelling: $250,000 max
- Contents: $100,000 max
- No additional coverages
- Elevation certificate required
- 30-day waiting period
- Complex documentation
Enhanced Flood Coverage
- Dwelling: Up to $4,000,000
- Contents: Up to $500,000
- Temporary living expenses
- Business interruption coverage
- No elevation certificate needed
- 10-day waiting period
- Bind in 2 minutes online