Retail & Wholesale Insurance

Comprehensive coverage for retail stores, shops, and wholesale distributors. Get general liability, BOP, and workers comp - quote to bind in minutes with A-rated carrier backing.

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Larger operation or unique inventory? Let us custom quote it →

Coverage Options Business Types Learn More

Coverage for Your Business

Protect your retail store or wholesale operation with comprehensive coverage options designed for your industry.

General Liability

Up to $2M per occurrence/$2M aggregate. Protect against customer injuries, property damage, and third-party claims at your location.

Business Owners Policy

GL up to $1M/$2M, Building up to $1M, Business Personal Property up to $500K. Bundled protection for your complete operation.

Workers Compensation

Statutory limits with $1M employer's liability. Protect your employees and meet state requirements with managed care services.

Cyber Insurance

Up to $100K coverage for data breaches, payment card incidents, and cyber liability. Essential for businesses handling customer data.

Businesses We Cover

From specialty shops to wholesale distributors, we provide coverage for a wide range of retail and wholesale operations.

Clothing & Apparel

Jewelry Stores

Electronics & Cell Phones

Florist & Plant Shops

Book & Comic Stores

Bakeries & Food Shops

Pet Supply Stores

Hardware Stores

Gift & Novelty Shops

Sporting Goods

Music & Record Stores

Wholesale Distributors

Comprehensive Retail Protection

Running a retail business means dealing with customers, inventory, and employees every day. Our coverage protects against slip-and-fall accidents, product liability claims, employee injuries, and property damage - all the risks that come with operating a storefront or distribution center.

Business Owners Policy (BOP)

A BOP bundles general liability with property coverage into one convenient policy. This includes protection for your building (up to $1M), business personal property including inventory and equipment (up to $500K), and general liability coverage. It's the most cost-effective way to get comprehensive protection.

Workers Compensation

If you have employees, workers comp is typically required by law. Our policies include statutory coverage plus $1M employer's liability, with managed care services that help control costs and get injured employees back to work faster through innovative return-to-work programs.

Cyber Protection for Retail

If you process credit cards or store customer data, you're a target for cybercriminals. Our cyber coverage protects against data breaches, payment card incidents, and the costs of notification and recovery - increasingly essential for modern retail operations.

Quick & Easy Process

Get quoted and covered in minutes, not days. Our digital platform lets you quote, bind, and manage your policy online 24/7. Need a certificate of insurance for your landlord? Generate it instantly. All backed by A-rated carriers across 50 states.

Protect Your Business Today

Quote to bind in minutes. General liability, BOP, workers comp, and cyber coverage. A-rated carrier backing.

Larger operation or unique inventory? Let us custom quote it →

Retail & Wholesale Insurance

Coverage for Your Business

General Liability

Business Owners Policy

Workers Compensation

Cyber Insurance

Businesses We Cover

Clothing & Apparel

Jewelry Stores

Electronics & Cell Phones

Florist & Plant Shops

Book & Comic Stores

Bakeries & Food Shops

Pet Supply Stores

Hardware Stores

Gift & Novelty Shops

Sporting Goods

Music & Record Stores

Wholesale Distributors

Comprehensive Retail Protection

Business Owners Policy (BOP)

Workers Compensation

Cyber Protection for Retail

Quick & Easy Process

Protect Your Business Today

Get Your Quote